When it comes to money, most people want to play safe and feel secured. Its fear that directs them and not the passion. When they don’t get paid enough in their job, they quit. They go looking for another job, a better opportunity, and higher pay, actually thinking that this will solve the problem. In most cases, it won’t. They even accept jobs with low pay. To their every financial problems, their answer is to work harder. More money won’t solve the problem. In fact, it may compound the problem. Money often makes obvious our tragic human flaws, putting a spotlight on what we don’t know. That is why, all too often, a person who comes into a sudden windfall of cash—let’s say an inheritance, a pay raise, or lottery winnings—soon returns to the same financial mess, if not worse, than the mess they were in before. Money only accentuates the cash-flow pattern running in your head. If your pattern is to spend everything you get, most likely an increase in cash will just result in an ...